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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. On an application for individual health insurance, all of the following are typically included on the agent's report EXCEPT:

A) Applicant's signature
B) Applicant's general character
C) Applicant's financial status
D) Agent's relationship to the applicant


2. What kind of rider may be added to an individual disability income insurance policy to increase benefits during periods of price inflation?

A) Price escalation
B) Inflation guard
C) Wage protection
D) Cost of living


3. The entire contract clause in a life insurance policy states that the complete contract between the insurer and the policyowner usually consists of the policy and the:

A) Declaration page
B) Conditional premium receipt
C) Waiver of premium rider
D) Attached application


4. Which of the following is required to hold an appointment with the insurance company it represents?

A) An insured
B) An agent
C) A consultant
D) An employee of the insurer


5. All the following are considered Essential Health Benefits under the ACA, EXCEPT:

A) Hospitalization
B) Laboratory services
C) Adult dental services
D) Preventive care services


Solutions:

Question # 1
Answer: A
Question # 2
Answer: D
Question # 3
Answer: D
Question # 4
Answer: B
Question # 5
Answer: C

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