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Last Updated: Oct 12, 2026
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Insurance Licensing AZ-Insurance-Producer-Life Sample Questions:
An Arizona licensee moved on April 1. The licensee MUST inform the director of the address change NO later than
- A. October 1.
- B. June 1.
- C. July 1.
- D. May 1.
Correct Answer: D 🗳️
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Before the director approves the application of an individual, the director shall find that the individual meets all of the following qualifications EXCEPT
- A. has been appointed by an insurer to act on its behalf.
- B. has paid the appropriate fees.
- C. has not committed any act that is a ground for denial.
- D. is at least 18 years of age.
Correct Answer: A 🗳️
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An insurance company is calculating the premium for a new life insurance policy. Given that the company expects to earn a 5% interest rate on invested premiums, how will this interest rate affect the premium amount?
- A. Increase expenses
- B. Higher premium
- C. No impact
- D. Lower premium
Correct Answer: D 🗳️
An annuitant dies during the accumulation period. What happens to the cash value in the annuity?
- A. The company keeps the cash value.
- B. The cash value is paid into the estate.
- C. The cash value is paid to the IRS.
- D. The cash value is paid to the beneficiary.
Correct Answer: D 🗳️
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Which of the following statements is TRUE regarding Waiver of Premium Rider?
- A. The death benefit will be reduced by the amount of the unpaid premiums.
- B. The insured will automatically become eligible for Accelerated Death Benefits.
- C. There will be no change in the policy ' s rates, benefits, or options other than that the insured no longer has to pay the premiums on the policy.
- D. The policy ' s cash value will continue to grow, but at a slower rate because the insured is no longer paying premiums.
Correct Answer: C 🗳️
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